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Steps to living like a millionaire

Most of us think that to live a good and comfortable life we should have a lot of money; that we must either be millionaires or billionaires. Fortunately, that is not entirely true. I have lived like a millionaire under a living allowance of 300 USD monthly.

Seriously, I have done it and you can do it too. Now, let me tell you the secret that I had used to live like a millionaire.

1. Location. I chose the right location where my money is worth more. I relocated to Cuba where the value of my dollar is more than its value in Europe.

In Europe I spent 50 pounds on a hotel room for a night. That is about 75 USD. In Cuba, I got the same room for only 5 USD at a private guest house. So, I could have saved 70 USD. You see the difference?

In London, the nine of us spent 150 USD on dinner in a restaurant whereas in Cuba we spent only 9 USD.

So, find a location where your money has value. Even if you live in an expensive neighborhood, you can move to a less expensive neighborhood and you could save a lot of money.

Let’s say you live in a neighborhood where you own a house that is worth a million dollars. You could sell it and become a millionaire and buy an apartment that costs 120 000 USD in a less expensive neighborhood and start a business with the remaining cash.

2. Budget. If you want to live comfortable and have money at the same time, you need to budget. Write down all your sources of income and all your expenses under two different columns. Make sure you live below your means; that way you will be able to save money.

Let me make something clear first. Just right after you receive your salary, pay yourself first. At least put aside 10 per cent for yourself to keep. Save it in a savings account and after a year you would have saved some money.

3. Shop wisely. I have seen people who just walk into a shop to buy a can of beans and see a promotion of dog foods and end up buying it unplanned. That is not wise shopping. The wise thing to do is to plan for it for the next salary.

4. Do what you love. Another way of living like a millionaire is feeling like one. To feel like a millionaire, do what you love doing and you will be happy. Millionaires are people who always look and feel happy.

If you love taking a walk in a park, do that often and you will be fulfilled. There are people who are just locked indoors without doing what they love because they think they are too old for that or for other reasons.

Go to the beach and when you are done swimming, apply sun screen lotion and you will feel like a millionaire. There are other types of millionaires who do not even have the time to go to the beach, so that makes you richer than they are.

6. be positive. If you have seen a millionaire you probably saw that they are positive-minded people. They believe in themselves. That is not accidental because for you to gain financial freedom by running a business you have to believe in yourself and your business.

7. Exercise. Millionaires always exercise. They do that to stay physically fit and feel confident about themselves.

Try exercising even for a week and you will feel how confident you will feel. I tried it and I know what am talking about.

Some researchers believe that millionaires exercise so that they can remain strong even in an economic crisis.